We are a boutique wealth management business based in Hertfordshire. We are structured to encompass all aspects of financial and investment advice, with an in-house discretionary fund management service setting us apart from the majority of adviser firms.
We typically work with our clients over many decades as their trusted wealth manager and are now dealing with the third generation for some of our clients. We engage with other professional connections where appropriate and provide guidance on how best to pass wealth to future generations. We are a small team and pride ourselves on the level of service we offer.
We work with our clients to help them achieve financial security so that they can be confident in their financial future. We provide a complete service that runs from initial discussions and financial planning advice all the way through to investment management and implementing drawdown (pension withdrawal) when the time comes. Using sophisticated software to help build your financial plan we can provide peace of mind in knowing the extent of variability of investment returns, and the probability of outcomes. This enables us to work through scenarios with you whilst in the accumulation phase to better understand and keep track of what your investment portfolio may be worth in the future. When approaching or at retirement we advise on how to access wealth in a sustainable and tax efficient fashion or how best to pass wealth to future generations.
We provide restricted advice. This means that we have chosen to limit the range of products and providers that we’ll consider before recommending a suitable solution for you. In our case we have chosen not to provide advice on certain types of investment because we believe that for the majority of our clients, they are unlikely to be suitable, such as Structured Products. In reality, many aspects of our advice still allows us to select from the whole market place. In some cases, following a thorough due diligence process, we have selected certain providers which provide appropriate solutions for the majority of our clients, such as wrap platforms. This focus helps build stronger relationships with business partners, provides a consistent and reliable service and results in greater consolidation of assets, whereby our clients can often benefit from associated discounts due to scale. Our preferred wrap platforms are currently Standard Life and Transact. We continue to review these on a periodic basis and retain the flexibility to adopt other wrap platforms if considered beneficial to our clients.
Our ethos is to build a stable and successful long-term investment strategy for clients who we know well and who’s values we spend time understanding.
We are a boutique privately owned business which strives to continually evolve in the best interest of clients. As a small team we each care deeply about providing clear advice and superior investment performance over time.